Peliwica Saddlery & Tack Insurance.
This can be sold as a stand-alone
or as an add-on product.

Saddlery & Tack product

​

This policy is designed to reimburse your customers for the cost of their saddlery and tack against:

• Theft

• Accidental damage

• Destruction.

 

They must be the owner of the items, or legally responsible for them, and individual items valued at £1500 or more must be declared separately.

 

Saddlery and tack items covered are: 

• Saddles

• Bridles

• leathers

• Irons

• Harnesses

• Riding tack

​

Not covered items include:

• Rugs & blankets

• Clothing & hats

• Body protectors

 

Cover is designed for leisure use by your customer and not in any business capacity and they must take reasonable steps to safeguard the items from loss or damage.

 

Theft cover only applies where the items are securely located in premises and there is forcible and violent entry.

 

If the cover limit chosen is significantly below the real value of their saddlery and tack, we will only pay a % or any claim based on the % of cover they have purchased (known as ‘under insurance’).

​

Target Market

This product is for horse owners and riders some of whom will have characteristics of vulnerability.  The product is suitable for customers with traits of vulnerability as it provides an important financial safeguard to these customers to protect them and allow them to continue with their hobby and passion.