PELIWICA SHOP INSURANCE 

Peliwica's Property Owners product has been developed for residential and commercial properties owned or managed by the policyholder. It is suitable for single and multi-location portfolios.

 

Key Features

• Developed for residential and commercial properties owned or managed by the policyholder

• Minimum premiums from £200 plus IPT

• £25,000 Contents Sum Insured provided as standard

• Property Owners Liability up to £10m

• Multi-location discounts

• Commercial Property Owners unoccupied period 60 days and Landlords unoccupied period 30 days

• Rent Receivable or Alternative Accommodation 25% of Sum Insured for residential portions or buildings as standard

• Landlords Malicious Damage and Theft by Tenant included £5,000 and £1,000 respectively

• Accidental Damage and Subsidence included as standard

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Summary of cover 

 

Standard covers

• Fire & Perils including AD and Subsidence

• Excess £250 for Buildings and Contents

• Landlord Contents of £25,000 provided

• Alternative accommodation on residential risks up to 25% of the sum insured

• Contract Works cover up to £250,000

• Trace and Access up to £25,000

• Landscaping costs up to £25,000

• Replacement locks up to £5,000

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Optional covers

• Increase in Landlord Contents

  • Optional increase in Landlord Contents above the standard £25,000

• Business Interruption

  • Fire & Perils including AD and Subsidence as standard

  • Loss of Rent resulting from damage covered under Buildings and Landlords Contents

  • Anchor Tenant up to £1,000,000

  • Newly acquired premises up to £2,000,000

  • Action by competent authorities up to £1,000,000

  • Loss of Attraction up to £1,000,000

• Employers’ liability

  • Limit of Indemnity £10,000,000

  • Increased compensation for court attendance

  • Terrorism £5,000,000

• Terrorism

  • In respect of Material Damage and Business Interruption